Windows
Intel / AMD 64-bit · Desktop installer
Download for WindowsRun the installer, then open LocalFinance. Requires WebView2.
Download Windows ARM64 Portable browser/server executableYour money.
Made clear.
Local financial intelligence for Indian bank accounts and credit cards. Understand your spending, cash flow, budgets, and rewards — all on your machine.
Want to talk to your finances? Optional AI with Codex or Claude Code.
Your AI tool may send retrieved data to its model provider. How access works
Built-in updates. Automatic checks. Opt out in Settings.
No cloud required. No telemetry. No account aggregator.
LocalFinance in one minute01:00
Read the video transcript
Bank statements. Card bills. So many transactions. Where does your money actually go? Meet LocalFinance. A private, offline workspace for your Indian bank accounts and credit cards.
Start with a supported PDF, CSV, or Excel statement. Preview the transactions, then import. LocalFinance reads and organizes the records on your computer. Rules help categorize spending. Add tags and notes. Reimport the same statement without duplicates. Your edits stay.
See spending by category, follow your cash flow, and compare monthly totals. Set category budgets to track spending against the limits you choose. The app and its database run locally. Your financial records stay on your machine. No cloud sync, no bank connection. Public release checks are optional.
Import. Review. Understand. LocalFinance. Your money, made clear.
Download the video (MP4)Get LocalFinance.
Keep your money local.
Choose your operating system to download the latest release directly. No Go or Node.js installation required.
macOS
Apple Silicon & Intel · Universal DMG
Download for MacmacOS 13+. Drag LocalFinance to Applications. Unnotarized builds may need approval in Privacy & Security.
Download macOS command-line archiveLinux
Ubuntu 24.04+ · Desktop DEB
Download Linux x64Install the DEB with your package manager. Requires GTK4 and WebKitGTK 6.
Download Linux ARM64Native desktop and portable browser/server packages share the same local ledger. Quit one before launching the other. These links always download the latest published release, hosted on GitHub. Read release notes or download checksums.
Need help opening the app? See the installation guide, including macOS Gatekeeper and Windows SmartScreen instructions.
Financial clarity should not cost you your financial privacy.
Import statements. Understand everything. Keep your ledger local.
1
Bring your statements
Upload PDF, CSV, Excel, or password-protected bank statements.
2
Let the parser think
Bank formats, accounts, UPI narrations, and duplicates are handled locally.
3
See the full picture
Explore cash flow, budgets, cards, merchants, subscriptions, and more.
One private home
for your financial life.
From statement imports to monthly reviews, get a clear picture of your money in one local workspace. Every core feature works without an AI connection.
Statement intelligence
Auto-detect formats, decrypt PDFs in memory, clean Indian payment narrations, and safely deduplicate overlapping imports.
Cash flow & monthly review
Follow money from income to accounts, cards, categories, and savings—with month-on-month shifts and transaction evidence.
Budgets & subscriptions
Set monthly limits, see safe daily allowances, catch overspending, and find recurring payments before they renew.
Credit card intelligence
Pick the rewarding card for a merchant, track fee waivers, understand billing cycles, and protect the interest-free period.
Merchants, salary & year review
Understand where you spend, how your pay has grown, and the milestones that shaped your year—without uploading a ledger.
Smart reconciliation
Pair card payments with bank debits, exclude wallet loads, and prevent transfers from inflating your spending totals.
Talk to your finances
Connect Codex, Claude Code, or a compatible AI tool through opt-in MCP. Ask questions about your spending, cash flow, and cards with read-only access.
Your finances.
An optional conversation.
Bring your financial context to Codex, Claude Code, or another AI tool that supports local MCP connections. Ask about your transactions, budgets, subscriptions, cash flow, and credit cards in everyday language.
- “Where did I spend more this month?”
- “Which subscriptions are coming up?”
- “Which card should I use for this purchase?”
Off by default. You control access.
Enable or disable MCP in Settings → AI / MCP. Connect your tool using the provided configuration and an access token. Rotate the token to revoke existing client access.
Read-only financial context.
AI tools can retrieve insights and transaction details. They cannot edit your ledger, import statements, or change your settings. Keep LocalFinance running while you use the connection.
Choose your AI tool with care.
LocalFinance serves data locally and never contacts an AI provider. Your connected AI tool may send retrieved financial data to its model provider. Its privacy settings and policies apply.
Find your bank.
Bring your statements.
Dedicated parsers for Indian accounts and credit cards. See what is supported today and what is planned.
Supported
Planned
N/A · Not applicable
Scroll across to compare all account and card types.
| Bank | Savings | Current | Core / premium cards | Swiggy HDFC | Amazon Pay ICICI | Flipkart Axis | RuPay UPI cards | Formats |
|---|---|---|---|---|---|---|---|---|
| HDFC Bank | Supported | Supported | SupportedRegalia, Millennia, Infinia | Supported | N/A | N/A | SupportedTata Neu, RuPay | PDF, CSV, Excel (.xls, .xlsx) |
| ICICI Bank | Supported | Planned | SupportedCoral, Rubyx, Sapphiro | N/A | Supported | N/A | Planned | PDF (Savings, Credit Card) |
| Union Bank of India | Supported | Planned | Planned | N/A | N/A | N/A | Planned | PDF (Savings) |
| Axis Bank | Planned | Planned | SupportedACE, Magnus, Atlas, Neo | N/A | N/A | Supported | Planned | PDF (Credit Card) |
| State Bank of India (SBI) | Planned | Planned | Planned | N/A | N/A | N/A | Planned | Generic CSV |
| Kotak Mahindra Bank | Planned | Planned | Planned | N/A | N/A | N/A | Planned | Generic CSV |
Have a CSV from another bank? The built-in generic CSV parser can import bank statements, including SBI and Kotak. Planned means a dedicated parser is not yet available for that account or card type.
Password-protected PDFs are decrypted in memory. See the full card variant breakdown
The safest cloud is no cloud.
Your financial history stays in an open SQLite database on your computer. LocalFinance ships as one standalone executable with the interface, server, and database engine included.
- Offline financial analysis
- Zero telemetry or remote logging
- Optional local app lock
- Windows, macOS, and Linux
YOUR FILESStatementsPDF · CSV · Excel
ONE BINARYLocalFinanceGo + React + SQLite
YOUR MACHINEPrivate insightsAvailable on localhost
Built-in updates.
You stay in control.
LocalFinance checks public GitHub Releases in the background, with results cached for four hours. When a release is available, review the release notes in the app. Supported standalone installations offer Update & Restart; macOS app installations offer Download Release.
Prefer to opt out? Turn off Automatic Update Checks in Settings. You can still choose Check for Updates whenever you want.
Your financial data stays local.
Release checks and update downloads contact GitHub. Your statements, transactions, and database stay on your machine.
macOS app installations offer a complete DMG download to preserve the app signature. Quit LocalFinance before replacing the app in Applications; your local database is preserved. Standalone executables support Update & Restart when their installation is writable.
View releasesKnow your money.
Keep it yours.
Your financial intelligence stays on your machine. Add an AI conversation when you choose. Open source, private by default.
Download LocalFinance